Calculators
Free, instant tools for the money decisions every freelancer faces — pricing, invoicing, and tax. No signup, nothing to install.
Rates & pricing
Freelance hourly rate
Reverse-engineer the hourly rate you actually need to charge — starting from the income you want to keep, not a number you guessed.
Open calculatorProject quote
Turn an honest hours estimate into a fixed-price quote that still protects your margin when scope creeps.
Open calculatorMarkup & margin
Price from your cost — by markup or by the margin you want to keep — and see both.
Open calculatorRetainer
Price a monthly retainer from reserved hours and your rate — with a fair commitment discount.
Open calculatorRate increase
See your new rate and what a raise adds to your year — the nudge to actually do it.
Open calculatorValue-based pricing
Price on the value you create for the client, not the hours you spend — then cross-check the fee against an implied hourly rate to keep it grounded.
Open calculatorInvoicing & cash flow
Late-fee calculator
Work out exactly what a late-paying client owes you in interest, so your payment reminder has a number behind it.
Open calculatorBillable hours
Add up the hours you've tracked, apply your rate and rounding rules, and see exactly what to invoice.
Open calculatorVAT / sales tax
Add tax to a price or pull it back out — both directions, any rate.
Open calculatorDiscount
Apply a percentage off and see exactly what's saved and what's left to pay.
Open calculatorPayment fees
See what lands in your account after fees — or what to charge so you receive the full amount.
Open calculatorOvertime pay
Add overtime at your chosen multiplier and see the total — for rush jobs and extra hours.
Open calculatorEarly-payment discount
See what an early-payment discount saves in cash — and the implied annual return on paying early, so terms like 2/10 net 30 stop being a guess.
Open calculatorInvoice deposit split
Split a project fee into the deposit you take upfront and the balance you invoice across milestones — so both sides know exactly what is due, and when.
Open calculatorTax & deductions
Self-employment tax
Estimate the US self-employment tax (Social Security and Medicare) you'll owe on your freelance profit, so quarterly taxes don't ambush you.
Open calculatorQuarterly estimated tax
Turn your expected profit and tax rate into a clear per-quarter payment, so estimated taxes are budgeted instead of feared.
Open calculatorHome office deduction
Work out your home office deduction both ways — the flat simplified rate and the actual share of your home costs — and see which one leaves you better off.
Open calculatorMileage deduction
Compare the standard mileage rate against your actual running costs, and keep whichever method gives the larger deduction.
Open calculatorPlanning & income
Day rate ↔ salary
Compare a contract day rate against a permanent salary on equal terms — in both directions.
Open calculatorBreak-even
Find the units and revenue you need to cover your costs before you make a profit.
Open calculatorRunway
See how many months your savings buy you between gigs — your real safety net.
Open calculatorSalary ↔ hourly
Convert a salary to an hourly rate or back again — based on the hours you actually work.
Open calculatorProfit & margin
Revenue minus costs, with the margin percentage that tells you how healthy it is.
Open calculatorSavings goal
See how long your goal takes — from what you have, what you add, and what it earns.
Open calculator