Take the guesswork out of freelance money.
Set your rate, price projects, chase late invoices, and plan for tax — with calculators built on real freelance assumptions, not generic math.
- Free forever
- No signup, no paywall on the tools.
- Instant & private
- Everything runs in your browser.
- Built for freelancers
- Real-world assumptions, not generic math.
Try it now: your hourly rate
The number most freelancers guess. Work it out from what you actually want to earn.
Your target income after business costs and tax.
Software, hardware, insurance, accountant, coworking, etc.
Rough combined income + self-employment tax rate.
52 minus holiday + sick.
Share that is billable.
Minimum hourly rate
$71.91
≈ $575.25 per 8-hour day
All calculators
24 free tools — one answer leads to the next: rate → quote → taxes → runway.
Freelance hourly rate
Reverse-engineer the hourly rate you actually need to charge — starting from the income you want to keep, not a number you guessed.
Open calculatorProject quote
Turn an honest hours estimate into a fixed-price quote that still protects your margin when scope creeps.
Open calculatorMarkup & margin
Price from your cost — by markup or by the margin you want to keep — and see both.
Open calculatorRetainer
Price a monthly retainer from reserved hours and your rate — with a fair commitment discount.
Open calculatorRate increase
See your new rate and what a raise adds to your year — the nudge to actually do it.
Open calculatorValue-based pricing
Price on the value you create for the client, not the hours you spend — then cross-check the fee against an implied hourly rate to keep it grounded.
Open calculatorLate-fee calculator
Work out exactly what a late-paying client owes you in interest, so your payment reminder has a number behind it.
Open calculatorBillable hours
Add up the hours you've tracked, apply your rate and rounding rules, and see exactly what to invoice.
Open calculatorVAT / sales tax
Add tax to a price or pull it back out — both directions, any rate.
Open calculatorDiscount
Apply a percentage off and see exactly what's saved and what's left to pay.
Open calculatorPayment fees
See what lands in your account after fees — or what to charge so you receive the full amount.
Open calculatorOvertime pay
Add overtime at your chosen multiplier and see the total — for rush jobs and extra hours.
Open calculatorEarly-payment discount
See what an early-payment discount saves in cash — and the implied annual return on paying early, so terms like 2/10 net 30 stop being a guess.
Open calculatorInvoice deposit split
Split a project fee into the deposit you take upfront and the balance you invoice across milestones — so both sides know exactly what is due, and when.
Open calculatorSelf-employment tax
Estimate the US self-employment tax (Social Security and Medicare) you'll owe on your freelance profit, so quarterly taxes don't ambush you.
Open calculatorQuarterly estimated tax
Turn your expected profit and tax rate into a clear per-quarter payment, so estimated taxes are budgeted instead of feared.
Open calculatorHome office deduction
Work out your home office deduction both ways — the flat simplified rate and the actual share of your home costs — and see which one leaves you better off.
Open calculatorMileage deduction
Compare the standard mileage rate against your actual running costs, and keep whichever method gives the larger deduction.
Open calculatorDay rate ↔ salary
Compare a contract day rate against a permanent salary on equal terms — in both directions.
Open calculatorBreak-even
Find the units and revenue you need to cover your costs before you make a profit.
Open calculatorRunway
See how many months your savings buy you between gigs — your real safety net.
Open calculatorSalary ↔ hourly
Convert a salary to an hourly rate or back again — based on the hours you actually work.
Open calculatorProfit & margin
Revenue minus costs, with the margin percentage that tells you how healthy it is.
Open calculatorSavings goal
See how long your goal takes — from what you have, what you add, and what it earns.
Open calculatorUnderstand the number, not just get it
All guides →How Much Should You Charge as a Freelancer?
Set your rate from the income you want to keep and the hours you can realistically bill — not a number you copied from a forum.
4 min readHow to Deal With Late-Paying Clients
Late payment is a process problem, not a personality problem. Here is the escalating system that gets invoices paid.
4 min readFreelance Taxes: The Basics Every Beginner Needs
The tax surprise that catches new freelancers is avoidable. Here is what to set aside and why.
2 min readHow to Price a Monthly Retainer
Retainers trade a small discount for predictable income. Here's how to price one so both sides win.
2 min readMarkup vs. Margin: The Difference That Costs You Money
A 50% markup is only a 33% margin. Mixing them up costs real money — here's the difference, simply.
4 min readHow to Raise Your Freelance Rates
Most freelancers raise rates years too late. Here's how to do it calmly and keep your best clients.
3 min readA Freelancer's Guide to Payment Fees
A few percent on every payment adds up fast. Here's how fees work and how to keep more of your money.